This book is unique in the sense that it admirably combines the Theory, Law and Practice of Banking in India.
The book will prove immensely useful for those appearing at B.Com. examinations of Indian Universities and Polytechnics.

Contents :

Part I: Theory of Banking and Indian Banking
Theory of Commercial Banking
Central Banking
Structure of Commercial Banks
Functions of Reserve Bank of India
Indian Money Market
Rural Banking in India
Financial Institutions in India
Part II: Banker and Customer
Definition and Functions of a Banker
Relationship Between Banker and Customer
Rights of a Banker
Customers’ Accounts with the Banker
Special Types of Banker’s Customers
Part III: Law Relating to Negotiable Instruments
Negotiable Instruments
Endorsements
Crossing of Cheques
Payment of Cheques
Collection of Cheques
Bills of Exchange and Promissory Notes
Rights and Liabilities of Parties to Negotiable Instruments
Part IV: Employment of Bank Funds
The Liquid Assets
Investment in Securities
Loans and Advances
Assessing Creditworthiness of Borrowers
Appraisal of Term Loan Proposals
Secured Advances – Modes of Creating Charge
Secured Advances – Types of Securities
Purchase and Discounting of Bills
Ancillary Services of a Banker
Customers’ Grievances and Redressal.
Appendix: Syllabus and Questions Papers. Authored By : Sundharam KPM, Varshney PN