TY - BOOK AU - Trieschmann, James S AU - Hoyt, Robert E AU - Sommer, David W. TI - Risk management and insurance SN - 8131503305 U1 - 368.08 12 PY - 2011/// CY - New Delhi PB - Cengage Learning KW - Risk and The Risk Management Process KW - Commercial Risk Management Applications KW - Personal Risk Management Applications KW - The Risk Management Environment ER -